One pipeline. One book of record.
X-FOLIO is not a set of tools that exchange files. It is one valuation that every module reads. This page shows how that works.
- 1 Ingest
Transactions, prices, FX rates and curves arrive from custodians and providers, checked for gaps.
- 2 Value
Positions are valued at the prices and rates of the date; the result is time-stamped and stored, never overwritten.
- 3 Derive
Exposure, NAV, fees, risk and performance are computed from that valuation – the same numbers everywhere.
- 4 Check
Every rule is evaluated, breaches logged with the rule version that caught them.
- 5 Report
Reports render from the same result and are delivered by e-mail or SFTP.
No reconciliation, because there is nothing to reconcile.
Compliance, risk, performance and accounting read the same positions, the same prices and the same time stamp.
- A recalculation is stored next to the previous result, not over it
- Reports name the valuation they were rendered from
- Time-versioned settings are read as of the valuation date, not as of today
Every number traceable, down to the single price.
Each result is stored with what it was computed from: positions, prices, rates and settings as of its valuation date. An auditor follows a figure to its source instead of taking it on trust.
Example values. X-FOLIO keeps every input a valuation used, with its date, and shows it next to the value a recalculation would read today.
- 01 Inputs kept with the result
Every valuation records the prices, rates and settings it used. If one of them is corrected later, the difference is shown – the stored result does not change silently.
- 02 Decimal arithmetic
Positions, NAV and fees are computed in decimal arithmetic, not in binary floating point. What adds up on paper adds up in the system.
- 03 Sums that have to close
The cash-flow bridge reconciles to the closing value and contributions add up to the return. Where data is missing, the valuation waits instead of reporting half a figure.
Nothing disappears.
Rules are versioned, recalculations are kept, and every result carries the engine version that produced it.
- v3 2026-08-14 Head Compliance
Issuer limit lowered to 8 % after mandate change.
current - v2 2025-10-02 Compliance Officer
Government bonds exempted, netting enabled.
- v1 2024-05-21 Setup
UCITS 5/10/40 rule activated from the template.
A valuation re-run does not overwrite the previous result. It is stored next to it, and the reports say which one they used.
AI where it saves typing, never where it decides.
Two places: booking a transaction from a sentence, and extracting rules from a prospectus. Both propose; a person confirms.
- Book a transaction from text or voice in one sentence
- Extract investment restrictions from a prospectus as rule blocks
- Every proposal is reviewed before it touches the book
Nothing is calculated by a language model. Valuation, risk and compliance are deterministic code with a version stamp.
“Buy 2'000 Nestlé at 142.30 for the Growth fund, settle Thursday.”
On your infrastructure. Under your control.
X-FOLIO runs where you decide – your data centre, your cloud account – and does not phone home.
- Your infrastructure
Container deployment on your servers or in your cloud tenancy. Data stays where you put it.
- Offline-signed licence
Modules are unlocked by a signed licence file. No licence server, no call-out at start-up.
- Single sign-on
Authentication through Keycloak: your identity provider, your password policy, your MFA.
- Everything logged
Rule versions, valuations, approvals and deliveries are recorded with user and time stamp.
See the pipeline on your data.
A demo takes an hour. We value a portfolio of yours end to end.